Wise typically guarantees fast transfer speeds, but there are still several reasons why delays might happen:
One frequent offender is insufficient verification on your Wise account, which may cause Wise to temporarily withhold funds until you send in the required paperwork, such as identification or proof of address. They may also retain money for security purposes, particularly when it comes to big transfers or suspicious activity that has been reported.
Weekend transfers can also be delayed because, even though Wise handles them fast, the banks involved might not be open on the weekends. Processing may be delayed if the transfer takes place on a weekend when the bank is closed.
The recipient may also experience delays as a result of bank currency exchange policies, internal processing timelines, or holidays. Lastly, the mode of payment you select can affect how quickly the funds transfer; if you use a debit card, Wise will need to wait for your bank to clear the funds, which could cause delays.
We're listening! Your thoughts and suggestions are welcomed in the comments.
Related Complaints
Wise Transfer Canceled but Refund Not Received

On March 21, I attempted to send a payment of approximately $70 (2,275 TL) to a company via Wise. However, I canceled the transaction shortly afterward, so I expected the amount to be refunded to my ING Bank card. Despite the time that has passed, the money has neither been returned to my card nor h...
Wise Not Receiving My Transfer Despite Bank Confirmation

On March 18, 2026, at 5:15 PM, I initiated a transfer of approximately $165 (5,300 TL) from my Enpara account via Wise to send money to the United Kingdom. Wise provided an IBAN belonging to Fibabanka through Moka, and while making the transfer from Enpara, I entered the reference code “p21143981” i...
Wise Transfer of 310€ Never Arrived at My Bank — Bank Says No Record”

On September 24, I made a transfer of 310 euros to my Ziraat Bank account through the Wise app. I paid approximately 30 euros in fees during the process. However, despite the time that has passed, the transferred amount has still not reached my bank account. When I contacted Wise customer service a...
Sent 270 GBP From UK to Garanti Bank via Wise — Money Still Missing
About 10 hours ago, I made a transfer of 270 GBP from the Wise website to my Garanti Bank account in Turkey. However, despite the time that has passed, the money has still not arrived in my account, and I have not received any error message. This is the first time I have experienced such a delay. I...
Wise Transfer Taking Too Long? How to Fix Delays from Europe to Turkey

I made a money transfer of €200 from Belgium to Turkey through Wise, converting it from EUR to TRY. The transaction was completed four hours ago via the mobile app. The recipient’s İş Bankası account information was entered correctly and verified, yet the funds have still not arrived in the recipien...
Wise Refund Still Not Received After Completion — What to Do

On October 14, 2025, I received an email from Wise stating that a refund of $7,064 would be transferred to my Yapı Kredi Bank account. However, despite the time that has passed, the refunded amount has still not been credited to my account. I contacted Wise customer support, and they provided me wi...
Wise Funds Not Received After Eight Days – Urgent Resolution Required

I am writing to report a serious issue concerning a money transfer sent to me via Wise. On October 14, 2025, a transfer was made from the UK to my İş Bankası (Turkey) account in GBP. The Wise app shows the status as “Transfer successfully sent to recipient’s bank (İş Bankası Turkey),” yet as of Octo...
I Face Delayed International Transfer on Wise and Lack of Resolution

I made an international money transfer in INR through the Wise app, but it has been three days, and the recipient still hasn’t received the funds. I even checked with the recipient’s bank using the transfer receipt, yet they confirmed that no payment has arrived. Now, Wise has initiated a recall pr...
I Cannot Get My Refund From Wise

On October 4, 2025, I made a money transfer of €600 via Wise. My transaction number is #1753533076. I sent the money to Bunq bank in the Netherlands. However, the recipient canceled the transfer, and my money has not been refunded. I have contacted Wise customer service numerous times, but I have no...
I Face Missing Refund After Canceled Transfer on Wise

On October 4, 2025, I made a 600 EUR transfer through Wise (Transaction ID: #1753533076) to a Bunq Bank account in the Netherlands. However, the recipient canceled the transfer, and despite that, my money has not been refunded. I have contacted Wise customer service multiple times, but I keep recei...
I Face Missing 3,159.40 EUR Transfer Sent to My VakıfBank Account via Wise
On October 6, 2025, a transfer of 3,159.40 EUR was sent to my VakıfBank Euro account in Turkey through Wise (Transfer Reference No: #1756612641). The sender’s name is A Y****, and the last four digits of my IBAN are 3367. It has now been nine days, and the funds have still not arrived in my account...
Wise Holding My Money for Months Despite Completed Verification
On July 8–9, 2025, I made three high-value transfers via Wise — two to my own Ziraat Bank account and one to my mother’s Ziraat Bank account. Even though four months have passed, none of these transfers have reached the intended bank accounts. Throughout this process, Wise repeatedly requested addi...
I Face Missing Transfer Due to Fake Wise IBAN and No Response
On September 11, 2025, I created a Wise account and requested a Turkish investment IBAN. Shortly after, I received what appeared to be an email from Wise, providing an IBAN under the name E* D****. Believing it was legitimate, I transferred ₺10,000 from my Enpara account to that IBAN (Receipt No: 20...
Wise Money Transfer Dispute – Funds Marked Refunded But Never Received
On June 13, 2025, I initiated an international money transfer through Wise to Poland, in Ziloti currency. The transfer reference number is 819398863. The sender account holder is Şebnem D****, and the total amount sent was 1000 TL. Despite a reasonable amount of time having passed, the funds have n...
Wise Transfer of €100 Stuck as “Waiting for Your Money” Since August 28 and Not Delivered
On August 28, 2023, at 01:43, I transferred €100 via Wise to my bank account in Turkey under my own name (Transaction #1693401084). A fee of €5.28 was stated for the transaction. However, even after 5 days, the money has not reached my account. The Wise app still shows the status as “Waiting for you...
I Canceled My Wise Transfer But Still Haven’t Gotten Back My ₺1,000

On June 13, 2025, I attempted an international money transfer through Wise with the reference number P89701400. However, before the funds ever reached the recipient, I canceled the transaction. Despite this, my ₺1,000 has still not been refunded. I’ve been waiting for weeks and tried multiple times ...
I Marked Wise Transfer as Completed But I Haven’t Received the ₺ in My Bank Account
I'm writing regarding a recent money transfer I made through Wise. According to the Wise app, the transfer was marked as completed and supposedly reached my Turkish bank account. However, as of today, the funds have not appeared in my account. It’s been more than two full business days since the tra...
My Wise Money Transfer is Missing After Cancellation
On June 6, 2025, I used my Wise account to transfer money internationally. The funds never reached the recipient by June 14th, so on Saturday, June 14th, I canceled the transaction. Now, I have absolutely no idea where my money is. This is completely unacceptable! This payment was crucial for my vi...
Wise Marked My Transfers as Complete but Money Never Reached Recipient in Indonesia

On May 12, 2025, and May 21, 2025, I made two separate money transfers through Wise with the following transfer IDs: #1535516184 and #1548106379. Although both transactions are marked as “completed” in the Wise system, the recipient never received the funds. After contacting the receiving bank, B...
Wise Promised My Interac Transfer in 6 Minutes—Still No Money After 24 Hours

I made a money transfer through Wise from Canada, choosing the Interac e-transfer option because I urgently needed the funds. The system clearly stated that the money would arrive within 6 minutes, and that promise was the main reason I chose this method—even though it cost more. More than 24 hours...
Wise Delayed My Transfer Past Promised Time and I Suspect They're Holding My Money

Wise has proven to be an incredibly disappointing service. I made a money transfer last night, and they clearly stated that the funds would reach the recipient by 9:00 AM today. That commitment was the only reason I trusted them with the transaction. Now it's well into the afternoon, and the transfe...
Wise Transfer Didn’t Arrive or Refund Me After Wrong Recipient Name Appeared

On June 2, 2025, I made a transfer through Wise with transaction number 1565040705. When I entered the IBAN, the recipient name that appeared was not “Birleşik Ödeme Hizmetleri” as expected, but a completely different name. Still, I proceeded with the transaction based on Wise’s own instructions—jus...
Wise Sent My €1429 Refund to the Wrong IBAN—Still No Money After 3 Weeks

On April 28, 2025, I transferred €1429 from my Yapı Kredi bank account to the EUR IBAN provided by Wise. However, due to a minor inconsistency in the spelling of my last name (it appeared as “Ö***” on my bank account and “ö****” in my Wise account), the transfer was halted. Wise flagged the issue an...
I Can’t Find My Wise Transfer – Still Missing After Weeks of Conflicting Updates
I’m extremely frustrated with Wise. On April 25, 2025, I made two transfer requests from my international account to my account in Turkey. Due to a mistake on my end, the funds didn’t arrive. As soon as I realized the issue, I immediately contacted Wise. They told me to update my account information...
I Lost 206k After Wise Let UK Senders Cancel a Legit Transfer

I was scammed out of ₺206,000 and Wise helped make it happen. Three British individuals came to Turkey for dental treatment. After consuming alcohol and illegal substances, they violently attacked my mobility vehicle. Thankfully, the police caught them. They admitted guilt and agreed to compensate f...




