Yapi Kredi Bank Froze My Account and Blames MASAK
On August 26, 2023, my bank account was blocked due to a deposit, and when I inquired about the block at the branch, I was told that the block had been imposed by MASAK under Law 5549 Article 19/a. They mentioned that it would be lifted by MASAK. However, I'd like to clarify that the legal responsibility now rests entirely with the bank, as the seven-business-day period granted to MASAK under the law has expired. According to the law, you cannot hold my account in a blocked state for more than seven business days: "(1) In the event of suspicion that transactions carried out with or through the obliged parties, or transactions attempted to be carried out, or ongoing transactions, relate to the offense of money laundering or the financing of terrorism, the President suspends them for a period of seven business days or does not allow these transactions to take place during the same period, with the aim of confirming the suspicion, analyzing the transaction, or, when deemed necessary, transmitting the analysis results to the competent authorities." Regardless of the circumstances, the law clearly states that MASAK does not have the right to seize the account if they have not responded or referred the case to the prosecutor's office within the seven-business-day period. Furthermore, I have no ongoing investigations or legal cases against me. This block, which has left me unable to pay my debts, has effectively deprived me of my right to life. If my blocked and closed account is not reinstated, I will take the necessary legal action by filing an Administrative Court and Full Jurisdiction Lawsuit. I sincerely request that the necessary actions be taken.
