My SBI fund transfer failed but money deducted, what should I do next?

If your SBI fund transfer failed but the money was deducted, first check the transaction status in YONO/Internet Banking → Transaction History; if it shows failed or reversed, SBI usually auto-credits the amount back within 2–7 working days (often sooner for IMPS/UPI).

If the money doesn’t return after 7 working days, raise a complaint immediately through YONO → Service Requests → Complaints → Failed Transaction, or call SBI customer care and note the complaint/reference number.

Keep your transaction ID, date, amount, and beneficiary details handy — this speeds resolution.

For UPI/IMPS, you can also raise the issue with the receiving bank, but SBI is responsible for reversing the debit.

If there’s still no resolution after escalation, feel free to share your experience. You can also file a complaint on our website.