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TCL Movetime Family Watch MT64X Screen Crack Issue With BNP Paribas Cardif

Volkan
October 23, 2025 5:03 PM7

I purchased the TCL Movetime Family Watch MT64X children’s smartwatch on August 24, 2025. About a month later, the screen cracked. I had also insured the device the same day through BNP Paribas Cardif Insurance (Policy No: 66576569-0). After the screen damage, I contacted the store, and the repair process was initiated. I have been waiting for around 20 days for the repair. The insurance company later informed me that the necessary spare part was unavailable and that I would need to wait an additional 4–6 weeks. Alternatively, I could retrieve the unrepaired device or receive a gift voucher worth 60% of the device’s value. However, I paid a total of ₺9,098 (₺6,499 for the device and ₺2,599 for the insurance), and the product is still under warranty. The delay in spare part supply and exceeding the legal waiting period have caused significant inconvenience. I believe I am entitled to either a device replacement or a full refund. When I contacted customer service, no alternative solution was offered, and the call was ended. I now request that my issue be resolved promptly, either by providing a new device or issuing a full refund.

October 24, 2025 11:37 AM (18 hours after complaint)

Dear Customer,  You were contacted by phone regarding your request on October 24, 2025. We wish you a pleasant day. Dear Customer,  You were contacted by phone regarding your request on October 24, 2025. We wish you a pleasant day. Best regards, BNP Paribas Cardif Insurance Inc. Best regards, BNP Paribas Cardif Insurance Inc.

Volkan
Volkan
October 24, 2025 11:49 AM

Yes, they called me and imposed their decision. They stated that since the spare part was not available at the supplier, I would have to wait an additional 4 or 6 weeks on top of the legal waiting period of 20 business days. They also said that if I did not want to wait, they would only refund 60% of the price of the watch I just bought. This is an absurd approach that turns their own fault—failing to keep spare parts in stock—into the customer’s problem.

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