I am writing to request the immediate cancellation and refund of the 356.00 TL annual membership fee charged to my Worldcard credit card by Yapi Kredi Bank on August 27, 2023, in accordance with the legal provisions listed below, without any additional conditions. According to Article 31, paragraph 3 of the Consumer Protection Law, card-issuing institutions are required to offer a type of credit card that does not require an annual membership fee under any name. Furthermore, according to Article 6 of Law No. 4077 on Consumer Protection, as amended by Law No. 4822, your bank's membership fee does not correspond to any service, making it an unfair condition that cannot be negotiated due to its inclusion in the standard contract terms. In accordance with Article 125 of the Turkish Code of Obligations and the High Court of Appeals' decision 2010/1-93-88, the decision of the 13th Civil Chamber (2011/4736 esas 2011/11579) supports the refund of retroactively collected card fees. I demand a prompt refund and cancellation of the 356.00 TL membership fee. If you do not comply, I will take legal action through Consumer Rights and other legal channels available to me.
I am writing regarding the unjust annual membership fee of 356.00 TL, reflected on my Worldcard credit card ending in 5002, charged by Yapı Kredi Bank on August 20, 2023. According to the relevant legal provisions and without any additional conditions, I am formally requesting the cancellation of th...
On February 20, 2023, when I accessed my mobile banking internet branch for my Yapi Kredi Bank credit card ending in 8547, I noticed that an annual card membership fee of 356.00 TL had been deducted from my account transactions. I request the cancellation of this bank fee based on the provisions of ...
On September 13, 2023, my Yapi Kredi World Card, ending in 1815, was charged a membership fee of 404.50 TL. In accordance with the following legal provisions, I request the cancellation and refund of this fee without any further conditions: "Consumer Law, May 28, 2014, Article 31 Paragraph 3: Card-i...
Yapi Kredi Bank charged me 404.50 TL as an annual fee for my Yapi Kredi Gold credit card on June 14, 2023. I request that this annual fee be canceled immediately, in accordance with the regulations, and without any additional conditions. Credit card issuers must offer a card type that does not have ...
On September 3, 2023, my Yapi Kredi World credit card with the number 492130******7359 was charged 404 TL as an annual card fee. However, I was never informed of this fee when I received the card. In this regard, I would like to point out that, according to the Consumer Law of May 28, 2014, Article ...
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