My request to restructure my TEB credit card and flexible loan payments with the 60-month installment plan approved by the government was rejected because my debt has not yet gone into collections. However, once the debt is in collections, I will no longer be eligible for a restructuring loan, meaning I am being denied the opportunity to repay my debt. Despite the government's 60-month restructuring plan being officially published in the Official Gazette, I was told that no such information had been received. What am I supposed to do now? Should I let my debt go into collections, face legal action, or even end up in prison to get a better outcome? You're already charging double the original debt in interest under restructuring—what kind of logic is this? I will fight for my rights in every way possible and cut all ties with the bank once I get what I am entitled to.
The debt on my Bonus card from CepteTEB is overdue, and I have no way to make a payment. When I contacted the bank for restructuring, they told me that my risk level is still low and that they are waiting for payment. Since I am unable to pay, interest continues to accumulate unnecessarily. I want t...
I have been using Enpara for 6 years. I restructured my credit card debt because I was unable to pay it, and the restructured payment was calculated as ₺45,000. However, despite the restructuring, the minimum payment for the original ₺90,000 debt came out to be ₺38,000, which makes no sense—how can ...
When I requested to restructure my personal loan of ₺276,000 from Akbank, they informed me that it could not be extended beyond 12 months and offered no assistance whatsoever to their customer. I even explained my financial difficulties and asked for flexibility, but they remained unhelpful. I want ...
I restructured the total debt on my Garanti Bank credit cards in order to make easy payments, but since the reason for my restructuring was that I could not even pay the minimum amount on my credit cards, I specifically asked the call center representative I spoke with for information on how much I ...
I am a VakıfBank salary customer, and the state has identified my additional account and loan debt. I would like to restructure this debt with the 3.11 interest rate and a 60-month maturity period, as outlined in the official gazette. When I visited the branch to initiate the restructuring, I was in...
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