ING Bank Ignoring Customer Agreements

ING Bank Ignoring Customer Agreements
February 26, 2024 11:49 AM64

I secured a loan from ING Bank, affiliated with Dent Grup Aydın, on December 14, 2023, with a fixed interest-free spending limit of ₺2000. Despite making regular payments, I received a message this month stating that my debt had exceeded the limit. Upon contacting the bank, I was informed that the spending amounts had changed, which could be the reason for the discrepancy. However, there has been no recent change, and since I took out the loan last year with the understanding that I would continue to spend ₺2000, I adhered to that limit. This inconsistency is baffling; it seems there is a lack of communication within the bank. When I took out this loan, I was assured that I would not be affected by any future circumstances, and regular payments would suffice. Is this the bank's idea of honoring its commitment? I obtained this loan with the promise of ₺2000 spending, and yet I am being unfairly treated by the bank. I urgently demand a resolution to this issue. If a solution is not provided, I will escalate the matter to the relevant authorities, including CİMER and the Banking Association, within the framework of my legal rights. I demand that my grievances be addressed promptly.

February 26, 2024 11:49 AM

Hello Gülümser Ç., We would like to inform you that we have received and reviewed your message. We will get back to you as soon as possible regarding the matter. Thank you.

February 26, 2024 2:04 PM

We prioritize informing you of changes in our applications in a timely manner. We notified you about this matter via SMS on 28/11/2023 at 10:02. In this context, we would like to inform you that as of January 1, 2024, the monthly point target for Turuncu Ekstra has been updated from 2000 points to 3250 points for Turuncu Ekstra Plus, from 4000 points to 6500 points for Turuncu Ekstra Ultra, and from 7500 points to 12000 points for Turuncu Ekstra Premium. Starting from January, you can continue to benefit from the features of the Turuncu Ekstra program by reaching the updated point targets. We wish you a good day.

February 26, 2024 2:37 PM

Our teams have contacted you by phone regarding your notification number 2597997. We wish you a good day.

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