Due to a slight weight gain over the past month, my 9-year-old son was diagnosed with an undescended testicle. When the hospital requested coverage from Allianz Insurance, they declined (stating, "We cannot accept the provision request due to the fact that costs related to the diagnosis, treatment, and complications of congenital anomalies and diseases are beyond the coverage of our guarantees."). When I contacted customer service, they stated that they are denying coverage due to the fact that it is a congenital disease, and they asked if they had examined my child. After all, the child is only nine. They stated that regardless of when the diagnosis occurs, it is not covered. They stated that being healthy is required in order to obtain health insurance. I've had comprehensive health insurance for my entire family for 5 years and have never used any of the benefits. I only needed assistance once in 5 years. And they declined... It is unfortunate that Allianz Insurance provides supplemental coverage.
Hello, The reason I'm writing about this topic is, first and foremost, to emphasize that everyone should be careful when choosing an insurance provider. This week, I experienced a situation with Allianz Insurance, which rejected a claim for my son's adenoid surgery. Until this year, I had been using...
I purchased Allianz health insurance for my child, expecting comprehensive coverage. However, they refused to cover outpatient treatment and made no provisions for inpatient care, despite the fact that the policy stated unlimited inpatient coverage. Worse, they arbitrarily denied the requested provi...
I purchased health insurance for my two children from Allianz, and they assured me that they would do their best to cover medical expenses when necessary. However, when I took my sick children to the doctor, Allianz refused to cover the costs, claiming that my son was in a high-risk group and cancel...
I am writing this complaint to bring attention to the unethical and obstructive behavior of Allianz Insurance regarding my recent urgent surgery. I have been diagnosed with serious gallbladder issues, including multiple polyps and wall thickening. According to the attending internal medicine doctor,...
I was examined at Kocaeli Gebze Medical Park Hospital about 1 month ago, within the scope of Allianz Supplementary Health Insurance. My existing hemorrhoid disease progressed seriously after the examination and an anal fistula occurred. My doctor said I needed surgery. However, the insurance company...
Comments