Insured Apple iPhone 11 158 GB Repair Cost Not Met

I strongly advise against choosing Gulf Sigorta; they provide incomplete information. For a minor crack on my phone, they are only willing to pay 60% of the invoice amount. Currently, my phone is valued at ₺26,000, and they offer me a ₺10,400 gift voucher. Even if I were to buy a used one, I couldn't get it for that price. Seriously, what's going on? Take a look at the current value of an Apple 11 128 GB, for heaven's sake! It seems like you're playing games with people. Do not fall for it; avoid getting insurance from Gulf Sigorta. May their practices be deemed unethical, and may God protect us from losing our hard-earned money to Gulf Sigorta.