UHC Denied MRI And Surgery Claims Despite Doctor Approval

When I needed an MRI in March after a severe back injury. My doctor provided all the necessary paperwork, but UHC denied the claim, stating it wasn't medically necessary. I had to pay out-of-pocket for the MRI, which showed a herniated disc requiring surgery. UHC still refused to cover any of the surgery costs, leaving me with thousands in medical bills. Despite numerous appeals and phone calls, I never received a satisfactory explanation. It felt like they were more interested in collecting my money than providing the coverage I paid for. Now, on June 15 I applied for another claim again approved by the doctor and all and they declined it giving all the general reasons for it. I’m done with these guys already. Switching to another insurance company was the best decision I made. I would not recommend UHC to anyone seeking reliable health coverage.