GCash Unauthorized ₱699 Auto Debit by Hong Kong Vcreation

1

On November 1, 2026, an amount of 699.00 was deducted from my GCash balance as an auto debit for the merchant HONG KONG VCREATION CLOUD TECHNOLOGY LIMITED with merchant reference AD2116760977662771200. I did not subscribe to any service, click any link, or approve any payment to this merchant, and I have no prior relationship, subscription, or agreement with them. I am the owner of the GCash account linked to mobile number 09510687***, and I did not authorize this transaction in any way. For me, this is an unauthorized or fraudulent charge taken from my GCash account without my consent. I am requesting a full refund of the 699.00 back to my GCash wallet and that this merchant be permanently blocked from charging my GCash account again. I also request that this incident be properly investigated so that similar unauthorized deductions do not happen again to me or to other GCash users. I am providing a screenshot of the transaction as supporting evidence and I am hoping for a prompt response and resolution to this issue.

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