Paytm UPI Failed - DMWin Not Refunded

I made a UPI payment of ₹200 through the Paytm app on 17 February 2026 to a DM Win account. The transaction failed, but the amount was debited from my account and has still not been refunded. The UPI transaction reference number shown in Paytm is 397445700439. It has been three days since the failed...




