1
Derya is completely dissatisfied with the result

Zurich Insurance Refused to Cover My Car Damage Despite Comprehensive Coverage

Zurich Insurance Refused to Cover My Car Damage Despite Comprehensive Coverage
Zurich Insurance Refused to Cover My Car Damage Despite Comprehensive Coverage
Zurich Insurance Refused to Cover My Car Damage Despite Comprehensive Coverage
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Derya
December 16, 2024 11:34 am
32

I purchased comprehensive car insurance from Zürich Insurance. Sixteen days ago, my car suffered minor damage due to an unfortunate accident. I wanted to have the repairs covered by my insurance, but Zurich Insurance sent two different assessors. The second assessor first pressured me to sign a waiver he had prepared and then threatened me by saying there would be negative consequences if I didn’t sign it (I ended up signing the waiver). I also called Zurich Insurance’s headquarters to report the assessor’s threatening behavior and requested coverage for my damage, but I received no resolution. I ultimately had to pay for the repairs myself, which cost around ₺20,000. I strongly advise against getting insurance from Zurich Insurance, as they make endless excuses and refuse to cover damages.

Derya
Derya
December 16, 2024 12:02 pm

Here is the translation of the given text from Turkish to English: In the comprehensive insurance policy I obtained from Zurich Insurance, it is stated in the section for documents required in the event of damage that only "damage photos and the driver's statement" are sufficient. As a citizen, I have no responsibility to know more than this. The damage photos and my statement that I have sent to you are sufficient. You do not have the authority to conduct an investigation regarding the accuracy of my statement "without a court order." Furthermore, your expert, who pressured me to sign the "waiver" that was prepared and sent to my home, and who threatened that "there will be negative consequences for you" if I did not sign, has also taken photos of both my and my son's personal phone information. Taking photos of my and my son's personal information without a court order is against the 29677 KVKK law, and I hereby inform you that my right to file a lawsuit on this matter is reserved. I also explicitly state that if my damage is not covered, I will have my comprehensive insurance policy canceled and will advise those around me not to take out comprehensive or traffic insurance from Zurich Insurance in the future.

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