I filed a Geico claim for windshield damage. What will happen to my rates because of this?

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Xolvie
Xolvie Resolution Specialist July 03, 2024 11:00 am

Filing a claim with GEICO for windshield damage typically won't automatically increase your insurance premiums. GEICO evaluates several factors to determine any potential impact on your rates, including your overall driving record, the number of claims you've previously made, and the specific payout amount associated with your current claim. If you have Accident Forgiveness as part of your policy (not available in CA, CT, and MA), your first at-fault accident typically won't result in a rate increase.

If your rates are affected due to the claim, you'll receive notification of any changes to your policy and premium amounts approximately 30 days before your policy renewal date. This allows you time to review and understand any adjustments. If you have any concerns or questions about your claim or how it may affect your rates, you can always contact GEICO directly at (800) 861-8380 to speak with a licensed insurance agent who can provide further assistance and clarification tailored to your specific situation.

If you've got more insights to add, don't hesitate to let us know.

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