ShareChat UPI Autopay Charges ₹699 via Paytm Without Clear Consent

I am writing regarding an unauthorized auto‑debit of ₹699 from my Paytm account for ShareChat via UPI on 3 September 2026. This amount was deducted by autopay even though I have not used the ShareChat app at all after this charge and I was not clearly informed about such an auto‑debit. After noticing the deduction on 3 September 2026, I contacted ShareChat support by email and requested a refund. In response, I received a “no refund policy” message by email from the ShareChat support team, and they refused to return the amount. I am attaching the screenshot of this email conversation as evidence of their reply and refusal. However, despite this deduction, no clear service or benefit has been provided to me in return for this subscription, and I still do not know what exactly this charge was for. I request that the ₹699 taken from my account via Paytm UPI autopay on 3 September 2026 be fully refunded and that any active subscription or autopay related to this payment on ShareChat be cancelled immediately so that no further unauthorized deductions take place. I am also attaching the “no refund policy” message sent to me by ShareChat support as proof of their response to my refund request.