If your IMPS transfer has been showing “pending” for days with no update;
• Open your bank app and check the transaction details using the IMPS reference number (RRN)
• Confirm the exact date/time of transfer and whether the status is pending, processing, or failed
• Ask the recipient to check with their bank to confirm whether the amount is pending or credited
• Take screenshots of the pending status and debit entry from your bank statement
• Contact your bank’s customer support and request an IMPS transaction trace using the RRN
• Ask for a clear update on whether the amount will be credited to the recipient or auto-reversed
If the problem persists;
• File a complaint on Xolvie to report a long-pending IMPS transfer and request a proper status update or refund resolution




