Hong Kong Vcreation Fraudulent Transaction – Refund and Merchant Blocking Requested
On October 23, 2026, an amount of 699.00 was deducted from my GCash wallet for a transaction shown as a payment to HONG KONG VCREATION CLOUD TECHNOLOGY LIMITED, even though I did not authorize or knowingly approve this transaction. I did not give any permission for this deduction, I did not knowingly subscribe to any service from this company, and I did not share my OTP or PIN with anyone. The payment appeared in my GCash transaction history as if it were valid, but I was not aware of making such a payment and did not consent to it. I request that the 699.00 deducted from my GCash wallet be fully refunded back to my GCash wallet account and that any similar future charges from HONG KONG VCREATION CLOUD TECHNOLOGY LIMITED to my account be blocked. I also request a clear explanation of how this transaction was processed without my proper authorization.
