Unfair Exorbitant Interest Deduction
I am a Yapı Kredi customer and I use a Yapı Kredi World Gold credit card. On my April 2026 statement, an interest charge of ₺13,286.05 was reflected on my card due to a delay of only 7 hours. I misremembered the last payment date because it was constantly changing and, when I realized it, I logged into the mobile application and made the payment on the same day, just a few hours after the deadline. Despite this very short delay, such a high interest charge has caused me serious financial grievance. After noticing the situation, I immediately contacted the bank and requested the cancellation of the exorbitant interest amount of ₺13,286.05 within the scope of customer satisfaction. I have been a Yapı Kredi customer for years and have regularly and punctually paid my card debt. Nevertheless, in the response to my complaint record numbered 16333890, I was informed that the transaction was legal, that the account cut-off and due dates could be changed, and that therefore no refund would be made. To avoid being charged further interest on this already large sum, I paid the full ₺13,286.05, even though I found it unfair. Considering that the delay was only 7 hours and that I have had a clean and regular payment history with your bank for years, I find the interest amount of ₺13,286.05 absolutely disproportionate and unfair. Within the framework of customer satisfaction and goodwill, I request that this interest be fully canceled or at least significantly reduced to a reasonable level and refunded to my card. Otherwise, I am seriously considering closing all my accounts and products with your bank and not recommending Yapı Kredi to people around me.
It's been how many days, they don't even have the courtesy to reply.




