On November 28, 2025, I initiated a transfer of approximately €2,000 through the Revolut app from abroad to my bank account in Turkey. Although Revolut indicated during the transaction that the funds would reach my account the same day, I still do not have access to the money as of today.
Upon further investigation, I learned that in the SWIFT process, the “Cover” component of the transfer has been held by JPMorgan for the past 19 days. In other words, JPMorgan — which is supposed to act only as an intermediary bank — has been holding funds that belong to me without providing any justification. The reference information for the transaction is as follows:
cr:49dea9eb-06a3-4369-b8ba-b876cbfa631d_O_251128_l251128SYT06ZWOL.
Despite exhausting both national and international channels and attempting to make contact multiple times, I have not received any concrete results. Revolut has only stated that they are “trying to resolve the matter through internal communication,” but no tangible solution has been provided. Being unable to access my own money for 19 days has caused significant financial hardship and a serious loss of trust.
I demand that JPMorgan release the funds, which do not belong to them, without further delay, and ensure that my money is transferred immediately to my bank account in Turkey. I request that this matter be treated as urgent, resolved no later than the end of this week, and that I be provided with a clear and detailed explanation.
On November 24, 2025, I made a SWIFT transfer of approximately $2,000 from my Revolut account to my Turkish lira account at Akbank. I have all the related documentation, including the Revolut transfer receipt, the SWIFT reference number, and the return (refund) reference number. Akbank flagged this...
On April 3, 2025, I made a SWIFT transfer of ₺100,000 from my Revolut account in the UK to my account at Garanti Bank in Turkey. This is a transfer I make every month without issue — but this time, the money completely vanished. Revolut shows the transfer as completed, yet Garanti Bank claims they ...
On 12/01/2025 at 11:17 AM, I transferred €2,200 from my Revolut account to my Ziraat Bank account in Turkey, which is registered in my own name. I have been making regular transfers to the same IBAN for nearly a year without any issues, but this most recent transfer never reached my Ziraat Bank acco...
On 12/02/2025, an international transfer of €1,000 was sent via Revolut to my euro account at Ziraat Bank. As of today, even though 7 days have passed, the money has still not been credited to my account, and my bank cannot see the incoming payment. I have all the transaction details, including the ...
These days, it appears there is a widespread issue with SWIFT transfers made via Revolut or to banks in Turkey. I have experienced the same problem myself. On November 24, 2025, I sent money from my Revolut account to my Ziraat Bank account, and as of today, December 9, 2025, the funds still have no...
Comments