Bread Pay Interest Rate And Sytem Is Confusing

Trying to figure out what I owe them is a total nightmare! thought I paid everything off, but then they hit me with another fee and don't even get me started on the interest rate - it's way higher than my usual credit card! on top of that, their website feels totally sketchy. It's not secure and you can't even use a credit card to pay? Seriously, what is this, 1999? I've used credit cards a million times and this is the most confusing payment system I've ever encountered.plz do something to make it easier to understand my bill, lower those crazy interest rates, and get a secure website already. This is making me want to scream! Bread Pay is giving me a major headache like I needed it!