How to Get a Refund for Unauthorized Apple Credit Card Charges?

It is infuriating as a consumer to discover that your credit card has been charged without your consent or authorization. That is exactly what happened to me recently when I discovered that Apple was charging my credit card without my knowledge. I immediately contacted my bank and Apple to dispute the charges, and Apple customer service requested that I call back from their headquarters. Following that, I received a phone call from abroad, and the person on the other end confirmed that the purchases had not been made by me and stated that the funds would be refunded. The amounts were refunded but then withdrawn from my card, resulting in a debt reflected in my account as an objection rejection. It's incredible that Apple, a massive corporation, allows its firewall to be breached so easily and money to be withdrawn from my card four times without sending me a verification code via SMS or mobile. I want these charges refunded to me because they were able to figure out who made the purchases after receiving my credit card number. Please share your story if you have had a similar experience. Apple must be held accountable for security breaches and charging people without their permission.