Hong Kong VCreation Charged My GCash Account Without Consent
I am writing to file a formal complaint regarding an unauthorized auto‑debit made through my GCash account and to reques...t an immediate full refund of ₱699.00. On September 18, 2026, at 10:03:40 PM, I received an SMS confirming a successful payment of ₱699.00 to the merchant “HONG KONG VCREA (Hong Ko