Garanti BBVA Bonus Card Charged Annual Fee In Second Month


On August 14, 2025, I purchased a guaranteed Bonus credit card from the Adana Atatürk Branch, and a ₺2,000 bonus was loaded onto my card as part of the campaign. However, I was never informed that this bonus would only be valid for one month, and Mr. Ç*** specifically did not provide me with this information. On September 17, 2025, I discovered that my bonus had been deleted. I made a purchase without knowing this and was embarrassed at the checkout when I found out I no longer had any bonus funds, which also caused me financial loss. When I contacted customer service, they said there was nothing they could do and offered no solution. My customer number is 13253483, and my card is still actively in use. Since I did not receive any written or verbal notification about the bonus expiry, I request that my deleted bonus be reloaded.

I joined the “Invite and Earn” campaign for my credit card through Garanti BBVA mobile banking in the October 2025 period, and according to the campaign terms, the ₺5000 bonus was supposed to be loaded onto my card the following month. However, even as the month has ended, this bonus has still not b...

On 24.09.2024, I made a ₺1500 purchase from Hepsiburada. I was originally going to spend less, but in order to earn ₺125 bonus from Garanti Bonus, I used ₺500 bonus. I think it was about 10 minutes after the purchase, around 21:27, when I called Garanti customer service and said that my bonus hadn't...
On August 20, 2025, I noticed that a fee of ₺841 was charged to my Garanti Bank Bonus credit card as an annual card fee. After discovering this, I contacted customer service and requested a refund. However, I was told that the fee would only be refunded if I kept my card open for nine months, and ot...

I was taken aback to find an annual fee of ₺859 applied to my credit card, which has a limit of only ₺1100. When I applied for the card, I was explicitly informed that there would be no such fee. This surprise charge made me feel deceived. I reached out to customer service to ask for a refund, but b...
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