Garanti BBVA Annual Card Fee Refund Request

I request that the annual card fee of 583.00 TL reflected on my credit card numbered 4824 89** **** 9012 on June 10, 2024 be canceled and refunded to me in accordance with the provisions of the law stated below and without any extra conditions. In accordance with paragraph 3 of Article 31 of the Consumer Law of the Republic of Turkey dated June 1, 2014 and numbered 6502, card issuers are obliged to offer consumers a credit card type that does not charge annual membership fees and similar fees. In addition, pursuant to Article 6 of the Law No. 4077 on the Protection of Consumers No. 4077 amended by Law No. 4822, since the membership fee charged by your bank is not for any service, the contract term in question is an unfair term since it cannot be influenced and negotiated, especially since it is included in the standard contract. 2011 decision of the 13th Civil Chamber