Unauthorized Garanti BBVA Credit Card Transactions And Failed Dispute Process


An online purchase was made from my card without my knowledge, through a website I’ve never visited, heard of, or that doesn’t even exist. I filed a dispute, canceled the card, and received a new one. However, because the place I disputed charged me twice, only one dispute was reviewed. They refunded the first charge, saying they would collect it from the merchant, but then charged me again. No resolution has been provided for the other transaction. When I called and spoke to customer service multiple times, their lack of knowledge and, in some cases, rude behavior was very frustrating. They said, “It hasn’t been 160 days,” yet months have passed. I don’t even know how many issues I’ve had with this bank anymore. You’re practically scamming us. On top of that, you’re charging an annual card fee. This is a complete disgrace.


I am writing to file an official complaint regarding unauthorized transactions made on my account without my knowledge or consent. Although I am the account holder, substantial amounts were withdrawn without any action on my part. These transactions occurred during the night, yet no security alerts,...

I had a very negative experience with eBay. Even though I used my Garanti Bank credit card to make the purchase, I didn't receive any customer service afterwards. I raised a concern about this matter. I was informed that the dispute process may take anywhere from 120 to 160 days, and as a result of ...

Although I am a real person, I still can't manage to speak with a customer representative. This is a frustrating situation for me because I want to pay my debt. About 4 months ago, I made a mistake with my card, and later, even though I tried to resolve it via video call, holding my ID in my hand, t...

On October 1, 2023, I completed a purchase on Amazon with my Garanti Bonus virtual credit card. On 19.10.2023, I raised a dispute via Garanti’s mobile banking app concerning that transaction. Since then, I’ve reached out to customer service numerous times, submitted multiple requests, and yet, after...
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