Is there a way to track a delayed IMPS India payment beyond 24 hours?

You can track a delayed IMPS payment beyond 24 hours using the IMPS Reference Number (RRN) provided by your bank. Share this RRN with your bank’s customer support and ask them to trace the transaction on the NPCI IMPS network.

If your bank confirms it wasn’t credited, request a formal IMPS complaint or escalation, as banks can see whether the amount is pending, credited, or eligible for reversal.

In unresolved cases, the amount is usually auto-reversed within 1–2 working days, but written escalation helps speed this up.

Many people have shared their issues here and found resolutions. If you have one, feel free to reach out to Xolvie.