My NSDL Payment Bank UPI shows debited not credited, what should I do next?

Xolvie Resolution Specialist5 Ocak 2026 07:05

If your NSDL Payment Bank UPI shows money debited but not credited, the system normally auto-reverses failed transfers within about one business day under RBI/NPCI rules.

If this hasn’t happened after 24–48 hrs, raise a dispute in your UPI or bank app right away using the transaction ID or UTR to trigger the formal resolution process.

Contact your bank’s customer support with screenshots and details; they’re responsible for tracing and refunding failed UPI transfers.

If the bank doesn’t resolve it in the mandated timeframe, share your concerns or file a complaint on Xolvie to connect with others and find support.

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